How this calculator works
01
Enter collateral quantity and price, debt value, liquidation threshold, and a target health factor.
02
CoinCalcs validates the manual inputs and applies this published model: Health factor = collateral value × liquidation threshold ÷ debt value
03
The result is calculated locally in the browser and is not sent to CoinCalcs or a market-data provider.
Formula
The calculation
Health factor = collateral value × liquidation threshold ÷ debt valueExample
A concrete scenario
Collateral worth $10,000 at an 80% liquidation threshold against $5,000 debt has a health factor of 1.6.
Sources used
CoinCalcs methodologyManual-input model with arbitrary-precision decimal arithmeticAave HelpOfficial health-factor formula and liquidation threshold context
Privacy: Calculator inputs are processed locally in your browser. CoinCalcs does not receive or store these inputs. Theme and cookie preferences may be stored on this device.
What this estimate cannot guarantee
- Protocols can use multiple assets, oracle-specific prices, accrued interest, isolation modes, and changing governance parameters.
- The result is only as current and accurate as the assumptions entered in the form.
- The output is educational scenario arithmetic, not financial, investment, tax, legal, or security advice.