How this calculator works
01
Enter the same monthly volume and transaction count, then define card and crypto cost layers independently.
02
CoinCalcs validates the manual inputs and applies this published model: Monthly cost = volume × percentage fees + transactions × fixed fees + monthly and event costs
03
The result is calculated locally in the browser and is not sent to CoinCalcs or a market-data provider.
Formula
The calculation
Monthly cost = volume × percentage fees + transactions × fixed fees + monthly and event costsExample
A concrete scenario
At $100,000 monthly volume, a 2.9% + $0.30 card plan costs $3,200 across 1,000 payments before chargebacks.
Sources used
CoinCalcs methodologyManual-input model with arbitrary-precision decimal arithmeticUser inputsNo live price, wallet, exchange, or protocol request
Privacy: Calculator inputs are processed locally in your browser. CoinCalcs does not receive or store these inputs. Theme and cookie preferences may be stored on this device.
What this estimate cannot guarantee
- Eligibility, fraud tools, refunds, chargeback rights, settlement timing, taxes, and negotiated pricing are not equivalent across payment rails.
- The result is only as current and accurate as the assumptions entered in the form.
- The output is educational scenario arithmetic, not financial, investment, tax, legal, or security advice.