Start with the provider’s pricing basis
A gateway can charge a percentage, a fixed amount, or a tier based on monthly volume. Record the exact plan and review date instead of relying on a marketing headline.
Some providers separate payment processing from conversion or settlement. A 0.5% service fee can coexist with network costs and exchange spreads.
Model transaction and monthly costs separately
Allocate a monthly platform fee across expected transactions, but keep occasional refund or chargeback costs optional. This avoids making every transaction look more expensive than it is.
Compare like with like
Use the same payment amount, settlement currency, network assumption, and volume tier for each provider. Then verify eligibility, supported countries, custody model, and current terms directly.
Put the method into practice
Open the related calculator with your own inputs. Review its formula, source labels, and limitations before comparing the result with a wallet, exchange, contract interface, or provider.
Use Crypto Payment Gateway Fee Calculator →